Dental Insurance 101: What Does This Insurance Offer?

​Dental insurance helps cover your fees when visiting the dentist, such as cleanings and X-rays. This coverage should assist you in paying a portion of connected dental care costs once you receive dental treatment. Aside from that, depending on your plan of choice, it may also help cover crucial operations such as dental crowns, implants, dentures, and root canals.

Understanding what it can do for you means you first have to understand the three categories of dental coverage: preventive, basic, and significant care. 

1. Preventive Dental Care
Preventive care services are intended to aid in preventing oral health problems. This coverage is important as keeping your gums and teeth healthy reduces your chances of requiring more expensive operations.

The following are examples of common forms of preventative care:

• X-Rays
• Sealants
• Teeth cleaning
• Fluoride Treatment
• Semi-annual dental exams

2. Basic Dental Services
Your insurance company may cover 60 to 80 percent of the cost of these procedures, with you footing the remainder. However, if you are paying a lesser fraction of the expenditures, you may be required to pay a large premium. 

This coverage often includes non-preventive regular dental treatment, such as:

• Fillings
• Extractions
• Root canals
• Doctor visits
• Periodontal (gum disease) therapy

3. Major Dental Procedures
Your dental plan may cover major dental operations. Many plans pay up to half the cost of significant operations. Yet, you may have to wait before a big surgery can be finished. Major dental procedures include:

• Crowns
• Implants
• Dentures
• Oral Surgery

Will Dental Insurance Cover Recommended Treatments? 
Dental insurance policies cover a certain range of operations that vary depending on the plan. To prevent paying for a suggested treatment out of cash, check with your dental plan administrator to ensure that the operation is covered.

Conclusion
Dental insurance can help reduce the high expense of dental care by covering restoration treatments and preventative screenings that detect small issues in their early stages. To obtain the most out of your benefits, you must first understand your policy.

At Hyde Insurance Group, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 345-1215 or Click Here to request a free quote. Any coverage discussed is not guaranteed. Contact us today to go over your specific needs and we are happy to help you find a policy that works for you and your budget!