Hyde Insurance Group Blog
From running up and down planning the perfect menu and venue, the specifics of your insurance plans are likely the last thing on your mind. Insignificant as it seems; however, sooner or later, you'll have to revise your insurance situation and the changes you and your new beau will have to make.
How Getting Married Affects Your Health Insurance
Underinsurance, there's something called a QLE meaning Qualified Life Event. This qualifies you for a Special Enrollment Period where you can:
Review Your List of Beneficiaries
Reach out to your insurance provider to update your insurance plans to add your spouse.
Notify Your Insurer of Any Change in Name or Address
The rest of the world will be addressing you by your status, and if there's a new surname or if you chose to hyphenate, your insurer would need to know. Don't take too long with this one since there's, on average, a thirty-day window from when you get married to list your spouse under your health insurance plan.
If you and your significant other are in good shape and still pretty young, then you can discuss the possibility of getting high deductibles for your insurance provider.
Remember, before getting carried away enjoying your happily ever after with your love, give your insurer a quick call to ensure that you're on the same page. With a life event as significant as getting wedded, you don't want to add too much stress, so make sure to get it out of the way. For peace of mind knowing that your loved ones will be well taken care of, make sure you have sufficient coverage.
At Hyde Insurance Group, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 345-1215. Get your free quote today by CLICKING HERE. Coverage discussed in this article is not guaranteed. Please contact our agency to go over your existing coverage. We are happy to help you make sure your needs are being met!