What Does Dental Insurance Cover?

​Dental care is usually placed low on the list of healthcare priorities for many individuals, but oral health is a significant aspect of your total well-being. Various gum problems have been related to chronic ailments such as heart disease and diabetes. That is why regular dental care is essential, also a case where dental insurance comes in.

Dental insurance is designed to assist you in reducing the expense of your dental care while also assisting you in maintaining good total oral health. Accordingly, there are four major types of dental insurance, wherein most policies apply the 100-80-50 coverage pattern. The following list is what dental insurance usually covers.

Preventive Services
Preventive services are intended to aid in the prevention of oral health problems. It is covered 100% based on the coverage pattern. Most dental plans provide the highest scope for preventative services because keeping your gums and teeth healthy reduces your chances of needing more expensive operations. Preventive care involves the following:

• Regular Teeth Cleaning
• X-Rays
• Checkups and Screenings
• Teeth Sealing
• Fluoride Treatment

Basic Care
Basic dental care usually covers 80% of the cost, treating simple damage, such as toothaches and gum diseases. It aids in paying for the cost of typical, non-preventative dental therapy, including the following procedures and treatments:

• Simple Extractions
• Fillings
• Emergency Dental Pain Treatment

Major Procedures
Dentures and wisdom teeth extraction are just two examples of major dental services. More difficult or extensive treatments are required for this type of dental work. As a result, it often covers 50% of the cost for major procedures, much lower than that paid for a basic procedure. Major dental operations typically involve:

• Dentures
• Crowns
• Root Canals
• Implants

Conclusion
Focusing on dental services to detect early indications and symptoms of dental illness may lessen the chances of requiring more complicated treatment. Dental insurance might help you better manage your dental care costs because understanding dental coverage can help you make more informed decisions when choosing a dental policy and ensure you can receive the treatment you need.

At Hyde Insurance Group, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (888) 345-1215. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!